Personal loans are a practical way to access a lump sum of money when you need it. Find your rate and get closer to your money. Here’s Walletero’s personal loan recommendations to help you choose the best one
for you.
Peer-to-peer lender that offers fixed-rate loans from $2,000 to $40,000 with no prepayment-fee,
Fixed APR's range from 7.95% to 35.99% based on your creditworthiness.
Fixed 3 or 5-year* terms, and a budget-friendly, single monthly payment.
Checking your rate will not affect your credit score.
Loan proceeds arrive directly in your personal bank account.
Additional Information
Loans are from $2,000 to $40,000 based on your Prosper Rating, which is Prosper's system to assess each loan's level of risk.
Your rates are generated instantly based on basic information you provide.
The APR range includes applicable loan origination fees.
There are no up-front fees for applying for a loan through Prosper. An origination fee is taken from the loan proceeds if your loan is funded. The origination fee ranges 2.41% to 5%.
There are no penalties for paying off your loan early or for making partial prepayments.
Available loan types include debt consoliation loans, home improvement, medical expenses, large purchases, special occasions and more.
Peer-to-peer lender that offers fixed-rate loans from $2,000 to $40,000 with no prepayment-fee,
Fixed APR's range from 7.95% to 35.99% based on your creditworthiness.
Fixed 3 or 5-year* terms, and a budget-friendly, single monthly payment.
Checking your rate will not affect your credit score.
Loan proceeds arrive directly in your personal bank account.
Additional Information
Loans are from $2,000 to $40,000 based on your Prosper Rating, which is Prosper's system to assess each loan's level of risk.
Your rates are generated instantly based on basic information you provide.
The APR range includes applicable loan origination fees.
There are no up-front fees for applying for a loan through Prosper. An origination fee is taken from the loan proceeds if your loan is funded. The origination fee ranges 2.41% to 5%.
There are no penalties for paying off your loan early or for making partial prepayments.
Available loan types include debt consoliation loans, home improvement, medical expenses, large purchases, special occasions and more.
Marcus by Goldman Sachs®
Recommended
Minimum Credit Score
Varies
Min. Score
APR Range
6.99-19.99%
APR
Credit Inquiry
Soft
Credit Pull
Term
36 - 72
Months
Overview
No-fee, fixed-rate unsecured loans from $3,500 to $40,000.
Fixed APR's range from 6.99% to 19.99% depending on creditworthiness.
Customizable monthly payment amounts.
Seeing your loan options won't affect your credit score.
For good to excellent credit (660+).
Additional Information
No sign-up, prepayment or late fees.
Loans are from $3,500 to $40,000 based on your credit worthiness and intended loan use.
Marcus offers loans that can be used to pay off credit cards, for major purchases, for home improvement, or for special occasions.
If you apply online, you can browse loan options based on different loan and/or monthly payment amounts.
Rates will generally be higher for longer term loans.
A Marcus Loan is not available for Student Loans or Educational Expenses.
Peer-to-peer lender that offers fixed-rate loans from $2,000 to $40,000 with no prepayment-fee,
Fixed APR's range from 7.95% to 35.99% based on your creditworthiness.
Fixed 3 or 5-year* terms, and a budget-friendly, single monthly payment.
Checking your rate will not affect your credit score.
Loan proceeds arrive directly in your personal bank account.
Additional Information
Loans are from $2,000 to $40,000 based on your Prosper Rating, which is Prosper's system to assess each loan's level of risk.
Your rates are generated instantly based on basic information you provide.
The APR range includes applicable loan origination fees.
There are no up-front fees for applying for a loan through Prosper. An origination fee is taken from the loan proceeds if your loan is funded. The origination fee ranges 2.41% to 5%.
There are no penalties for paying off your loan early or for making partial prepayments.
Available loan types include debt consoliation loans, home improvement, medical expenses, large purchases, special occasions and more.
Peer-to-peer lender that offers fixed-rate loans from $2,000 to $40,000 with no prepayment-fee,
Fixed APR's range from 7.95% to 35.99% based on your creditworthiness.
Fixed 3 or 5-year* terms, and a budget-friendly, single monthly payment.
Checking your rate will not affect your credit score.
Loan proceeds arrive directly in your personal bank account.
Additional Information
Loans are from $2,000 to $40,000 based on your Prosper Rating, which is Prosper's system to assess each loan's level of risk.
Your rates are generated instantly based on basic information you provide.
The APR range includes applicable loan origination fees.
There are no up-front fees for applying for a loan through Prosper. An origination fee is taken from the loan proceeds if your loan is funded. The origination fee ranges 2.41% to 5%.
There are no penalties for paying off your loan early or for making partial prepayments.
Available loan types include debt consoliation loans, home improvement, medical expenses, large purchases, special occasions and more.
Marcus by Goldman Sachs®
Minimum Credit Score
Varies
Min. Score
APR Range
6.99-19.99%
APR
Credit Inquiry
Soft
Credit Pull
36 - 72
Months
Overview
No-fee, fixed-rate unsecured loans from $3,500 to $40,000.
Fixed APR's range from 6.99% to 19.99% depending on creditworthiness.
Customizable monthly payment amounts.
Seeing your loan options won't affect your credit score.
For good to excellent credit (660+).
Additional Information
No sign-up, prepayment or late fees.
Loans are from $3,500 to $40,000 based on your credit worthiness and intended loan use.
Marcus offers loans that can be used to pay off credit cards, for major purchases, for home improvement, or for special occasions.
If you apply online, you can browse loan options based on different loan and/or monthly payment amounts.
Rates will generally be higher for longer term loans.
A Marcus Loan is not available for Student Loans or Educational Expenses.
OneMain offers secured and unsecured loans from $1,500 to $20,000.
APR's range from 18.00% to 35.99%
Your terms vary based on personal information like credit history, income, expenses, debts and available collateral.
Available to borrowers with less than perfect credit.
OneMain is an option if you have bad credit.
Additional Information
Loans have fixed rates, fixed payments, and no prepayment fees.
Use your personal loan for debt consolidation, home improvement, life events, vacations and more.
Available loan term lengths of 24, 36, 48 or 60 Months.
Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses.
OneMain offers secured and unsecured loans from $1,500 to $20,000.
APR's range from 18.00% to 35.99%
Your terms vary based on personal information like credit history, income, expenses, debts and available collateral.
Available to borrowers with less than perfect credit.
OneMain is an option if you have bad credit.
Additional Information
Loans have fixed rates, fixed payments, and no prepayment fees.
Use your personal loan for debt consolidation, home improvement, life events, vacations and more.
Available loan term lengths of 24, 36, 48 or 60 Months.
Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses.
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