Personal Loans

Personal loans are a practical way to access a lump sum of money when you need it. Find your rate and get closer to your money. Here’s Walletero’s personal loan recommendations to help you choose the best one for you.

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Our Picks

Prosper

Recommended
Minimum Credit Score
640
Min. Score
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  • APR Range : 6.95-35.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 36 - 60 Months

Marcus by Goldman Sachs®

Recommended
Minimum Credit Score
660
Min. Score
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  • APR Range : 6.99-28.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 36 - 72 Months

Prosper

640
Min. Score
Read more
  • APR Range : 6.95-35.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 36 - 60 Months

Marcus by Goldman Sachs®

660
Min. Score
Read more
  • APR Range : 6.99-28.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 36 - 72 Months

One Main Financial

None
Min. Score
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  • APR Range : 18.00-35.99% APR
  • Credit Inquiry : Hard Credit Pull
  • Term : 24 - 60 Months

LightStream

660
Min. Score
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  • APR Range : 3.49-16.79% APR
  • Credit Inquiry : Hard Credit Pull
  • Term : 24 - 144 Months

Best Egg®

700
Min. Score
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  • APR Range : 5.99-29.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 36 - 60 Months

Payoff

640
Min. Score
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  • APR Range : 5.99-24.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 24 - 60 Months

Peerform

600
Min. Score
Read more
  • APR Range : 5.99-29.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 36 - 60 Months

Upstart

620
Min. Score
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  • APR Range : 6.53-35.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 36 - 60 Months

LendingClub

Varies
Min. Score
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  • APR Range : 6.95-35.89% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 36 - 60 Months

Upgrade

600
Min. Score
Read more
  • APR Range : 6.98-35.89% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 36 - 60 Months

Discover Personal Loans

660
Min. Score
Read more
  • APR Range : 6.99-24.99% APR
  • Credit Inquiry : Hard Credit Pull
  • Term : 36 - 84 Months

RocketLoans

640
Min. Score
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  • APR Range : 7.16-29.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 36 - 60 Months

Avant

600
Min. Score
Read more
  • APR Range : 9.95-35.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 24 - 60 Months

LendingPoint

585
Min. Score
Read more
  • APR Range : 9.99-35.99% APR
  • Credit Inquiry : Soft Credit Pull
  • Term : 24 - 48 Months

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