A drop in income or an emergency expense can happen at a moment’s notice, making it difficult to afford your rent. It’s not a unique situation: for millions of Americans, it’s become harder than ever to pay the rent. Whether your financial difficulties are temporary or could continue for a…
If you can’t pay your debts, bankruptcy can help you get a financial fresh start. Depending on the type of bankruptcy you file, you’ll be selling assets to repay your debts or you’ll create a repayment plan you can afford. Bankruptcy likely won’t eliminate all of your debts. But if…
Are debt collectors garnishing your wages or taking money from your bank account? You’re not alone. Wages and bank accounts are the most frequently garnished property in the US. In a recent study by ADP, a payroll processor, about 7% of the population has a wage garnishment. For Generation Xers…
Most of us are very good at keeping a watchful eye over our money. So when I found out the percentage of people who have unclaimed property, I was shocked. I’d thought the number would be very small. But it isn’t. It turns out that about 1 in 10 Americans have…
If your credit score has stumbled because of past problems, a secured credit card can help you rebuild it. By building your credit, you’ll improve your chances of qualifying for the best credit card offers. Secured credit cards give you another go at managing credit. If you pay on time…
Should you be focusing on being more frugal or on earning more? It’s a question that’s often debated in personal finance circles. Frugality can help you maintain your overall lifestyle by managing trade-offs in your budget. Perhaps you’ll cut back on eating out to afford a nicer vacation. And maybe…
Sometimes you need to find a money order near you because you want a secure form of payment that can be tracked. Perhaps you need it to pay a security deposit, rent, or other important bills. Or maybe you don’t want to (or can’t) pay by cash or check. In…