Most credit card issuers offer an interest-free period for purchases – known as a grace period – provided you pay your balance in full by its due date. Understanding what a credit card grace period is and why it matters is important. It can help you avoid interest charges and…
Many of us have received pre-approved or pre-qualified credit card offers in the mail at one time or another. But you may be wondering: what exactly does it mean to be pre-approved for a credit card? Does it imply a guaranteed approval? Before delving into the details, it’s important to…
Most of us are very good at keeping a watchful eye over our money. So when I found out the percentage of people who have unclaimed property, I was shocked. I’d thought the number would be very small. But it isn’t. It turns out that about 1 in 10 Americans have…
If your credit score has stumbled because of past problems, a secured credit card can help you rebuild it. By building your credit, you’ll improve your chances of qualifying for the best credit card offers. Secured credit cards give you another go at managing credit. If you pay on time…
Should you be focusing on being more frugal or on earning more? It’s a question that’s often debated in personal finance circles. Frugality can help you maintain your overall lifestyle by managing trade-offs in your budget. Perhaps you’ll cut back on eating out to afford a nicer vacation. And maybe…
Sometimes you need to find a money order near you because you want a secure form of payment that can be tracked. Perhaps you need it to pay a security deposit, rent, or other important bills. Or maybe you don’t want to (or can’t) pay by cash or check. In…